Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Purchase

Conventional

A Conventional loan is a very popular choice and may be appropriate depending on loan size, credit score and several other factors.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA

A VA loan can allow veterans to purchase a home with zero down payment. We are thankful to serve our heroes!

Jumbo

Jumbo loans go above the conforming loan limit of $766,550 that applies to the majority of counties in the U.S. Larger limits are in place in CA and many other states with higher home costs.

Construction-To-Perm

This loan allows you to finance the purchase of your custom-built home with one easy loan.

Investment Property

Our Private Label Security (PLS) loans allow for some of the best interest rates available for investment and second homes. This program is exclusive to CMG Home Loans.

All In One Loan

A mortgage and HELOC all together. You have access to your equity while paying off your home sooner with less interest. No other loan product does more to lower costs and maximize the benefits of homeownership.

Home Fund It

Family and friends (or wedding guests) can support your home buying campaign and CMG will match up to $2000 towards closing costs.

List & Lock & Shop!

We can lock a lower-than-market rate on a listing AND provide home seller with up to $5000 towards closing costs on their new home!

Refinance

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.

Rate Rebound

You can refinance as many times as you want and for five years after closing with CMG, there are no lender fees!

HELOC

HELOCs can be a fast and easy way to access equity from your home without refinancing your existing mortgage. Withdraw all or a portion of the funds requested at closing. The payments are often interest-only for the first few years and can be repaid at any time.

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