Skip to content
Pam Thorn Headshot
Nice to meet you! My name is

Pam Thorn

Loan Officer
NMLS#: 1629149

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

Apply Online Calculate my payment

Welcome!

Whether you are buying your first home or your fifth, we are here to streamline the process. You will receive a custom mortgage plan outlining your monthly payment, closing costs, and best loan options from the very start. Our goal is clear communication and a five-star experience — every time.

A smiling couple sits on the floor with a happy golden retriever, shown on a phone screen. Nearby, a 5-star review reads, “Our clients are the foundation of our success. Read our client reviews from around the internet.”.

How can I help you?

A man and woman smile while sitting at a desk, shaking hands with another man across from them. Papers and a coffee cup are on the table, suggesting a successful meeting or agreement.

I want to see some loan scenarios

Great! you can fill out loan questionnaire and I will connect with you.

Request a quote
A smiling couple stands close together in a bright room, with the woman holding up a key. Cardboard boxes are in the background, suggesting they have just moved into a new home.

I want to get a preapproval

Please go to my secure online application so I can get you started!

Start my online application
A small ceramic house and a large white percentage symbol are placed side by side on a reflective surface, against a plain blue background.

I want to see a mortgage calculator

Great! I have 8 different mortgage calculators built in. If you have any questions let me know.

Show me the calculator
Fill out the Quick 1-Minute Loan Request to start a discussion about your mortgage needs today!

I pride myself on excellent communication and easy accessibility when you need us. I am here to guide you every step of the way.

Speak to a Local Mortgage Professional
Free Consultation
Competitive Rates & Fees
Step 1 of 8
What’s your main goal right now?
What’s your main goal right now?
All Things Mortgage: Insights, Trends, and Resources
A beautiful, well-maintained traditional suburban home with a warm grey stone-accented exterior, Texas style home, spacious lot, warm sunny sky

All-in-One Loan: How to Decide if It Fits Your Next Home Purchase

Trying to budget for a new home—not just the upfront cost, but the day-to-day, the unplanned, the “life happens” part—can…

A beautiful, well-maintained newly-built home with a taupe two-tone exterior, Texas style home, spacious lot, warm sunny sky

Conventional Loans: How I Help First-Time Buyers in Collin County Navigate Their Options

Buying your first home in Collin County is exciting, but all the choices—especially figuring out which mortgage actually fits your…

Modern interior featuring sleek furniture, large windows, and abundant natural light in a spacious setting.

VA Loan Closing Costs: What Veterans in Collin County Need to Know

Buying a home with your VA loan benefit is a major step, but the list of fees you’ll see at…

Connect with me on Instagram
Back To Top